Contrary to popular notion, you really donâ€™t need to break the bank when buying engagement rings. A lot of couples make the mistake of overspending on a ring and end up with a huge debt before starting their life together.
Thankfully, there a plenty of affordable engagement ring options that look just as good as expensive ones. In this post, we reveal the 5 rules you shouldnâ€™t break if you want to stay within budget when buying a ring.
Rule-1: Set a Realistic Budget
This is a very important step that will help you stay within budget. Go to an online jewellery store and explore several ring options and make a note of their corresponding prices. This should give you a rough idea of how much your budget should be and what are the types of rings you can get spending that money. Itâ€™s always important to set a realistic budget, something thatâ€™s affordable yet sufficient enough to get you the ring you want.
Rule-2: Buy Engagement Rings Online
If you are on a budget, going to a physical jewellery store is a big mistake. Hereâ€™s why. Jewellery store executives are trained to upsell. They will use every trick in the book to try and make you spend more than should. Itâ€™s also important to note that some jewellery stores simply do not feature budget rings. For example, many stores do not have titanium band options or have cubic zirconia rings. When you buy online you get a lot more variety, especially if you are looking for budget engagement rings.
Rule-3: Explore Affordable Metal Options
If you cannot afford to buy an 18ct gold engagement ring, then there is no reason to worry. There are plenty of other affordable metal options that look really beautiful. For starters, you can buy a 9ct yellow gold engagement ring, which closely resembles the look and luxuriousness of pure gold. Cobalt engagement rings are also growing in popularity. Cobalt is a shiny white metal that can be crafted to feature curvy shapes and flowing designs. Â For reference, an average cobalt engagement ring usually costs less than ÂŁ100. Other affordable metal options include white gold rings and titanium engagement rings.
Rule-4: Consider Buying Diamond Cluster
A single large piece of diamond drives up the price of an engagement ring. If you donâ€™t want to look for non-diamond options, then buying a ring with a cluster of small diamonds can save you some serious dough. Look for pieces that feature a cluster of small diamonds that are positioned to create a large centrepiece or arranged in a line. These diamonds are usually pretty small, sometimes as small as 0.15ct. However, a single ring can feature as many as 30 of these tiny diamonds and still be available at an affordable price.
Rule-5: Contemplate Buying Cubic Zirconia Engagement Rings
There is no rule that says you need to buy a diamond ring for your engagement. If you donâ€™t want to spend too much and have no fascination towards diamond, then consider buying a cubic zirconia engagement ring. These gemstones closely mimic the look of a real diamond and costs just a fraction.